Lacey West News

REDRAW VS. OFFSET ACCOUNTS: WHICH IS BETTER?

Friday 12 Jun 2020

A common question that is asked by your bank or mortgage broker when applying for a mortgage for the first time, or perhaps re-financing – redraw or offset?  Many factors need to be taken into consideration when choosing which option is right for you, must most importantly understanding how they both work.   How to redraw facilities and offset accounts work?   Both redraw facilities and offset accounts allow customers to decrease the total interest paid on their mortgage, s ....

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BIG IDEAS TO KICK-STARTING ECONOMY

Friday 29 May 2020

The Queensland property industry will lobby the Palaszczuk Government for a $600 million infrastructure injection to help lay the groundwork for the sector’s rebuild. The Property Council, Housing Industry Association (HIA) and the Urban Development Institute Australia (UDIA) have united to lobby the government for the establishment of a new $500 million fund to supercharge infrastructure investment, with a further $100 million to be injected into the state’s existing prog ....

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THE GREAT OUTDOORS

Friday 15 May 2020

If social distancing and isolation have taught us anything, it’s the appreciation for the great outdoors and the vast array of outdoor activities we have here on the Gold Coast. With the coronavirus pandemic sweeping through the state, many of our national parks were closed for bush walks. Thankfully, with the Queensland restrictions easing, we can lace up our boots and hit the track. Ocean View Walk BURLEIGH HEADLAND NATIONAL PARK A calming contrast to the craziness of Burleigh and the G ....

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EASY DIY PROJECTS TO TACKLE ON THE WEEKEND

Friday 01 May 2020

Normally a long weekend calls for packing up the family to go camping, taking the boat out on the water or a road trip Byron Bay. However, due to the current isolation rules in place, we are spending much more time at home and practising social distancing.   So this long weekend, it’s time to get the overalls on and paintbrushes out as it’s perfect to refocus on that DIY project you’ve been putting off. And don’t worry, these three paint transformations are more-tha ....

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MOOD BOOSTING INTERIOR TIPS

Friday 17 Apr 2020

If you are one of the many Australians working from home or simply just spending more time inside, now is a great time to take a look at how your interior is making you feel. Turning your home into a haven of positivity and calm is sure to help get you through the days in isolation. Let There Be Light Natural light does more than enhance your selfie game; it can seriously boost your happiness throughout the day too. Studies suggest that sunlight streaming through your windows can incr ....

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BUYING A PROPERTY DURING THE COVID-19 OUTBREAK

Friday 03 Apr 2020

Amid the global coronavirus pandemic, there is no denying it’s a strange and alarming time for everyone. While many buyers wouldn’t have chosen to be looking at purchasing their next home during an unprecedented lockdown of society, there are a lot of savvy people who can see opportunities for buying.   Assess your own situation While the outbreak is one matter, the economic aftershock of the pandemic is another. Chief economist at realestate.com.au Nerida Conisbee explains tha ....

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WALKABILITY

Friday 20 Mar 2020

Walkability is fast becoming a must-have feature of Australian homes, with buyers paying a premium for homes that are walking distance to shops, cafes, public transport options, schools and parks.   As our lives get busier and white-collar work remains largely sedentary, buyers are willing to pay more for convenient, time-saving access to everything they need in life.   Walkability allows us to leave our cars at home, saving on petrol and emissions and ensuring we get a bit of ex ....

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EARLY BIRD SELLERS WILL CATCH THE WORM THIS AUTUMN

Friday 06 Mar 2020

The early birds will catch the worm this Autumn, with sellers going to auction sooner rather than later benefiting from an ongoing shortage of stock, which might not last much longer, on top of incredibly low interest rates. As predicted, the Reserve Bank of Australia have cut rates with the Cash Rate now at a historical low of 0.50%. Their decision to cut rates is off the back of the Coronavirus causing global economic shutdown along with both wage growth and inflation still remainin ....

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PROPERTY MARKET UPDATE

Friday 21 Feb 2020

  We are continuing to see an optimistic attitude for the property market in 2020 and many experts are predicting positive growth.   After the highs and lows of 2019 – which saw buyers, sellers and real estate agents alike on a rollercoaster ride – the new year has begun with positive momentum.   With the Australian elections over and new first home buyer schemes available, 2020 will usher in a lot of positive growth for the market with lending more acce ....

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NEGOTIATE LIKE A PRO

Friday 07 Feb 2020

If you think you’re paying too much interest on your home loan, it’s time to have that chat with your lender and negotiate for a better deal.   More than half of Australian are unaware that borrowers with variable interest rates can try to negotiate a lower interest rate with their lender, according to a recent survey by only broking platform Lendi.   Preparation is everything, so before you pick up the phone follow this 5-step guide to help negotiate with your lender.  ....

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